Businesses, Nonprofits, and Agriculture - Storm and Disaster Recovery

Resources for businesses, nonprofits, and agriculture affected by declared storms and other disasters

Small Business Assistance and Disaster Loans

Residents, small businesses, and private nonprofits impacted by June 25, 2025, storms

The U.S. Small Business Administration (SBA) is offering low-interest disaster loans to help residents, small businesses, and private nonprofits in Hillsborough County recover from the June 25 storms and tornadoes.

Eligibility

Homeowners: Up to $500,000 for primary residence repairs and up to $100,000 for personal property (e.g., cars, appliances, furniture)
Renters: Up to $100,000 for damaged personal property
Small businesses and nonprofits: Up to $2 million for physical damage or economic injury disaster loans (EIDLs)

Mitigation Funding: Loans may be increased by up to 20% for storm-hardening improvements like storm shelters, wind-rated doors, or roof upgrades.

Rates & terms

Interest rates starting at 2.813% for homeowners and renters, 4% for small businesses, and 3.625% for nonprofits
Repayment begins 12 months after first disbursement, with terms up to 30 years

You do not need to wait for insurance settlements before applying.

Apply now

Visit: sba.gov/disaster
Call SBA Customer Service: (800) 659-2955
Email: disastercustomerservice@sba.gov

Deadlines

Physical damage deadline: Sept. 8, 2025
Economic injury deadline: April 8, 2026

Residents, small businesses, and private nonprofits impacted by Hurricanes Helene or Milton

The U.S. Small Business Administration (SBA) will accept disaster loan applications up to 60 days after the filing deadline (which was April 27, 2025, for physical damage and July 11, 2025, for economic injury). Apply online using the MySBA Portal at lending.sba.gov.

The SBA may accept applications received more than 60 days after the deadline when the SBA determines the late filing resulted from causes essentially beyond your control. You can request assistance with a late application by contacting the SBA Customer Service Center at disastercustomerservice@sba.gov or (800) 659-2955.