State Housing Initiatives Partnership Program (SHIP)

Hillsborough County Affordable Housing receives funding from the following sources:

State Housing Initiatives Partnership Program (SHIP)

The State Housing Initiatives Partnership (SHIP) program fosters public/private partnerships to create and preserve affordable housing. Funds are channeled to counties and eligible municipalities on an entitlement basis and are earmarked for this purpose by the William E. Sadowski Act. 

What SHIP funds

  • Acquisition of property for affordable housing
  • Construction and gap financing
  • Down payment and closing cost assistance
  • Emergency repair
  • Impact fees
  • Matching for federal housing grants
  • Mortgage buy downs
  • New construction
  • Programs and home ownership counseling
  • Rehabilitation

Fund allocations

At least 65% of each local government's SHIP funds must be used for home ownership, and 75% must be used for construction, rehabilitation, or emergency repairs.

At least 30% of funds must be reserved for awards to very-low income households. Another 30% of funds must be awarded to low-income households.

Up to 10% of funds may be used for administrative costs.

SHIP was designed to maximize local flexibility in the use of funds. In exchange for flexibility, local governments demonstrate accountability through annual reporting.


The selection of households wishing to obtain assistance through the county's SHIP Program shall be on a first-come, first-served basis for single-family activities.   

All possible efforts will be made to accommodate very-low and low-income families in order to exceed the minimum percentages required.

The selection and the expenditure of funds will be done in a manner, which will insure that there will be no discrimination on the basis of race, creed, color, age, sex, familial status, handicap, religion, martial status, or national origin.

More information  

For more information call (813) 612-5397. 

Community Development Block Grant (CDBG)

The Community Development Block Grant (CDBG) Program is authorized under Title 1 of the Housing and Community Development Act of 1974, as amended.   

The primary objective of the Act is the development of viable urban communities. These viable communities are achieved by providing the following, principally for persons of low and moderate income:

  • Decent housing
  • A suitable living environment
  • Expanded economic opportunities

To achieve these goals, the CDBG regulations outline eligible activities and the national objective that each activity must meet.

Home Investment Partnership Program (HOME)

HOME Investment Partnership Program (HOME) provides formula grants to states and localities that communities use - often in partnership with local nonprofit groups - to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership, or provide direct rental assistance to low-income people.

For more information please visit the U.S. Department of Housing and Urban Development.

Eligible activities for HOME funding

  • Administrative costs
  • Demolition / reconstruction
  • Energy improvements
  • Homebuyer Assistance
  • New construction
  • Property acquisition

Community Housing Development Organization 

A community Housing Development Organization (CHDO) is a private nonprofit community-based
service organization that has obtained, or intends to obtain, staff with the capacity to develop
affordable housing for the community it serves.

There are several requirements that they have to meet, such as their organizational structure, experience, legal status, and geographic area they are serving.

The County publishes a Request for Proposals that certifies a CHDO each year.

Emergency Solution’s Grant (ESG)

The HESG program provides funding to:

  1. engage homeless individuals and families living on the street
  2. improve the number and quality of emergency shelters for homeless individuals and families
  3. help operate these shelters
  4. provide essential services to shelter residences
  5. rapidly re-house
    homeless individuals and families
  6. prevent families and individuals from becoming homeless

Learn more with the – HESG Program Components Quick Reference.

For more information on how to apply contact the Tampa Hillsborough Homeless Initiative (THHI) at (813) 223-6115 or visit their website.

Last Modified: 3/19/2024, 3:48:02 PM

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