Hurricane Debby recovery resources
Federal Emergency Management Agency (FEMA) Hurricane Debby Individual and Household Assistance
On Sept. 13, 2024, FEMA declared Hillsborough County eligible for Individual Assistance through the Individual and Households Program (IHP). This program provides financial assistance and direct services to eligible individuals and households affected by Hurricane Debby. Assistance and services may cover uninsured or underinsured necessary expenses and serious needs.
Before you apply
If you have insurance (homeowners, flood, auto, etc.), you should file a claim as soon as possible. Losses already covered by insurance cannot not be covered by FEMA.
To apply for Individual and Household Assistance
Visit Disasterassistance.gov. From this page you can review the application process, apply for Individual Assistance, and check the status of your application.
For application help
FEMA’s FAQs page will answer most of your application and technical questions.
For help completing your application, call the FEMA Helpline, (800) 621-3362, 7 a.m. to 10 p.m., seven days a week.
For technical support or site errors, call the Internet Help Desk, (800) 745-0243, 7 a.m. to 10 p.m., seven days a week.
Disaster Recovery Center
FEMA Disaster Recovery Centers (DRC) will open in Hillsborough County over the next few weeks. DRCs are physical locations staffed with FEMA representatives who will help residents with applying for federal aid, updating applications, and learning about disaster loans and other available resources related to Hurricane Debby.
When DRC openings in Hillsborough are announced, locations and hours of operation will be shared on the Storm Recovery Resources page and on Hillsborough County’s social media pages @hillsboroughfl. Check these resources frequently for updates.
Additional information
If you or your household were impacted by Hurricane Debby, the FEMA fact sheets below may provide useful information to help in your recovery.
Hillsborough County Disaster Declaration Permitting
After a disaster, residential and community structures will most likely need minor to major repairs. Florida Statute 553.7922 allows for communities to follow special processing procedures to expedite permitting. View the Hillsborough County Disaster Declaration document (PDF) to learn more.
U.S. Small Business Administration (SBA) loans - Hurricane Debby
Business Physical Damage Disaster Loans
The SBA Business Physical Damage Disaster Loans are available to businesses of any size, private and nonprofit organizations, religious organizations, etc. These loans may be used to repair or replace physical property to include real estate, equipment, supplies, and inventory.
Deadline to apply: Oct. 9, 2024
Phone: (800) 827-5722 – Toll free
Home Disaster Loans
The SBA Home Disaster Loans are available to homeowners or renters for the repair or replacement of disaster-damaged real estate and personal property, including vehicles.
Deadline to apply: Oct. 9, 2024
Phone: (800) 827-5722 – Toll free
Economic Injury Disaster Loans
The SBA has made Economic Injury Disaster loans available to small businesses, small agricultural cooperatives, and most private, nonprofit organizations. These working capital loans are designed to assist through the disaster recovery period.
Deadline to apply: May 12, 2025
Phone: (800) 827-5722 - Toll free
For more information on SBA loans available to Hillsborough County businesses, nonprofit organizations, homeowners, and renters, please visit the SBA Fact Sheet.